Invest · For Agents

What to send so we can help fast

If your buyer is looking at an investment property, whether in the Oklahoma City metro or elsewhere, a short complete picture beats a long incomplete one. Here is the expanded send-list, aligned to how we actually read a deal.

Send us the deal Full underwriting checklist

Part 1

Send-list (expanded)

Not every item applies every time. Label anything still missing. That alone saves days.

Property and price

Address, purchase price or refinance picture, and repairs you already know about (with bids if you have them).

Rent evidence

Current lease(s) or rent comps in the same submarket. Say long-term vs short-term assumption up front.

Taxes and insurance

Tax bill or assessor print. Hazard quote for the subject. Flood note if it might apply. HOA dues / rental rules.

Condition

Photo set, inspection if available, repair scope. Roof / HVAC ages help more than “needs TLC.”

Buyer picture

Entity vs individual, experience with rentals, and where reserves for down payment and carry live.

Goals

What the buyer is building toward over 5 years and over 20 years. Hold, refinance, sell, or scale.

Part 2

What slows deals down

  • Unsupported rent numbers (“below market” with no leases or comps).
  • Repair scopes that change late, after the coverage story was already sold.
  • Insurance quotes that arrive after contract and rewrite the monthly stack.
  • HOA rental restrictions discovered mid-stream.
  • A buyer goal that was never discussed (flip math on a hold loan conversation, or the reverse).

Part 3

How we work with agents

Our goal is a clear, honest read on the deal early so you and your buyer can decide with better information. Everything we share is educational. Communication with agents and clients stays in line with RESPA. There is no expectation of referrals and nothing is offered in exchange for them.

Partners

Send the deal you have today

Incomplete is fine when it is labeled. We will reply with the next facts that matter.

Tell us about the deal

Dominic Dangora | NMLS 816033 | Modern State Mortgage NMLS #2864954

For educational purposes for real estate investors and partners. Not an offer of credit. Not a commitment to lend. All loans are subject to underwriting approval. RESPA compliant. No referral fees. Equal Housing Opportunity. Full disclaimer.